When you purchase an LCBA insurance certificate or annuity, you become a member of a fraternal benefit society and are eligible for valuable member benefits.

Fraternal benefit societies are special not-for-profit organizations that are formed around a common bond (ours is Christianity); have members; and use net profits to provide member benefits and to support community service. By contrast, other insurance providers are designed to maximize profits and use them to pay shareholders.

LCBA is a life insurance provider with a conscience. Many of our products are less expensive. We just use our resources very differently than traditional insurance companies. Full explanations of your benefits can be found in the menu to the left.