Most providers will tell you that when you purchase life insurance
you're buying peace of mind: the certainty that if you die unexpectedly
and your income goes away, the people who depend on you won't be left without
financial resources. That's true and wonderful. It's also the
primary benefit LCBA offers.
But wouldn't it be nice to get something you can use TODAY in
exchange for the premiums you pay? When you purchase an LCBA
insurance certificate or annuity, you do! You become a member of a
fraternal benefit society: a not-for-profit organization that operates
under the "common bond" of Christianity and returns earnings from the
sale of financial service products to our members in the form of
discount/value added benefits and support service projects through our
member branches in their communities.