How an LCBA Medicare Supplement Plan Can Give
You Peace of Mind
You’re covered immediately.
There is no waiting period for pre-existing conditions, and benefits will be
paid from the time your certificate is in force.
Your certificate cannot be canceled.
It will be renewed as long as the premiums are paid on time and the information
is correct on your application.
Your Medicare supplement insurance benefits will automatically increase as
Medicare deductibles and coinsurance increase.
Benefits are not paid for any expense paid by Medicare.
Free Look. You have 31 days from your renewal date to pay your premium.
Your policy will stay in force during this 31-day grace period.
You can’t be singled out for a rate increase, no matter how many times you
receive benefits. Your premium changes: (a) each year on the renewal
date coinciding with or following the anniversary of your policy date; and (b)
when the same premium change is made on all in-force Medicare supplement
insurance policies of the same form issued to persons of your classification in
the same geographic area of your state. Your policy’s two-person household
premium discount ends if the person you live with terminates his or her policy
or moves to a different residence.
You can be confident that your Medicare supplement insurance benefits will be
paid as promised because LCBA has been serving our members since 1890.
Neither Loyal Christian Benefit Association nor its Medicare supplement
insurance policies is connected with or endorsed by the U.S. government or the
federal Medicare program.