Privacy Policy
For each visitor to our web page, our web server automatically
recognizes no information regarding the domain or e-mail address. We
collect information volunteered by the consumer, such as survey
information and/or electronic messages. Information volunteered by
the consumer is not sold to outside companies that are not
affiliated with the Loyal Christian Benefit Association.
Protecting the privacy of your financial and medical information
has always been and will continue to be a matter of top priority to
the Loyal Christian Benefit Association (LCBA). When used in this
notice, the following terms have the meaning shown.
Public Information means information that is lawfully available
to the general public from: Federal, State or local government
records; widely distributed media; or, disclosures to the general
public that are required to be made by Federal, State or local law.
Non-Public Information means personally identifiable financial
and medical information. It also means any list, description or
other grouping of individuals, and publicly available information
pertaining to them, that is derived from any personally identifiable
information that is not publicly available.
Consumer Reporting Agency means an entity which regularly
provides reports (Consumer Reports) including information regarding
an individual’s: general reputation, character, personal
characteristics or mode of living and financial status. The
information may be obtained through interviews with the individual
or third parties such as the individual’s: business associates,
family members, friends, neighbors, acquaintances or financial
sources.
We obtain information about you from the following sources:
- Information that you provide to us in an application or
other form (such as name, address, social security number, etc.)
- Medical or health care providers as needed for underwriting
insurance or processing claims (such as medical history, death
certificate, etc.)
- Information about your transactions with us (such as premium
payments, loans, claims, etc.) or others
- Information that we may receive from a Consumer Reporting
Agency.
We do not disclose any personal, non-public information about you
to anyone, except as permitted or required by law. We will not
disclose any personal medical information about you, except as
permitted by law or as you may authorize. We only disclose
non-public information as needed for LCBA to provide insurance,
insurance functions and fraternal benefits.
We restrict access to your personal, insurance and medical
records to those of our employees who need to know that information
in order to provide insurance, insurance functions or Fraternal
benefits to you. We are, and will continue to be, vigilant in the
safeguarding of your personal financial and medical information. We
maintain physical, electronic and procedural safeguards to comply
with Federal and State regulations regarding the safeguarding of
Non-Public Information.
We are required, at least annually, to provide our privacy policy
to our customers and do so in our Directionmagazine.
Additional online information:
Analytics
We use Google Analytics to collect various types of data about use of our website. We use this data to monitor and improve our site and measure the effectiveness of our marketing and engagement campaigns. You can use this free browser add-on or disable your browser cookies to opt out of Google Analytics if you choose.
However, if you refuse cookies, you may not be able to use some portions of our website.
