Practical. Helpful. Everyday Savings.

OVERVIEW

Smarter Benefits for Smarter Living.

Some expenses are unavoidable. Other expenses are unnecessary. What if you could eliminate or reduce the cost of those expenses? Now that’s smart. Read on to learn more about this unique benefit program!

If you would like more information on these benefits or how to sign up, use the chat feature found at the bottom of the screen or call 800-234-5222.

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Your family’s health is a priority. What if you could spend less on healthcare without compromising on quality medical advice? Now you can.

Consider the expenses you and your family experience every year. We know you’ll enjoy these convenient benefits that can help you save money throughout the year for as low as $15* per month.

* +One-time application fee of $3.95.

To locate a provider or for questions call 800-800-7616.

To view pricing and to sign up for these benefits you must be an LCBA member.

Login or Create an Account Now!

Interested in becoming a member or need assistance creating an account? Please contact us using our
Contact Form, Live Chat, or Calling 800-234-5222.

Check out the following benefit packages designed to reduce your out-of-pocket medical expenses.

Click on a benefit below for more details.

Benefit
Lifestyle
Lifestyle Plus

UHS Chiropractic™

To locate a provider, click here.

Back out of whack? Save 30% to 50% on X-rays, diagnostic services and treatments at over 3,000 chiropractors nationwide.

  • Free initial consultation
  • 50% off diagnostic services and X-rays performed on-site
  • 30% off treatments and other services
  • Discounts on additional items may be available
  • No limit on the number of visits

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Coast To Coast Vision™

To locate a provider, click here.

Your eyes are the windows to your health. Now you and your family can see better savings at over 20,000 vision providers nationwide, including national chains and local retailers. You save 10% to 60% on glasses, contacts, laser surgery, exams and even designer eyewear.

  • 20% to 60% off prescription eyewear including most frames, lenses and specialty items such as tints, coatings and UV protection
  • 10% to 30% off eye exams
  • Participating chains include LensCrafters, Pearle Vision, Visionworks, JCPenney, Target and more
  • Your eye doctor not in our network? The nomination process is a breeze!
  • 10% to 40% off contact lenses through America’s Eyewear mail order service
  • You receive exclusive access to the lowest contact lens prices through America’s Eyewear mail order service
  • 15% to 55% off the average retail cost of eyeglasses and sunglasses through FramesDirect.com
  • 40% to 50% off the national average cost of LASIK surgery.

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Dental powered by Aetna Dental Access®

To locate a provider, click here.

Smile brighter with big savings at over 238,000* available dental practice locations nationwide. Use your card over and over again to keep your teeth sparkling clean!

  • In most instances, save 15% to 50% per visit**
  • Save on dental services such as cleanings, X-rays, crowns, root canals and fillings
  • Need specialty dental care? Save on orthodontics and periodontics, too!
  • Show your card with the Aetna Dental Access® logo and pay the discounted price at checkout

    *As of March 2018. **Actual costs and savings vary by provider, service and geographical area.

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Dental Benefit is not available to VT residents.

The discount program provides access to the Aetna Dental Access® network, which is administered by Aetna Life Insurance Company (ALIC). ALIC does not offer or administer the discount program, and is not an affiliate, agent or principal of the discount program. Dental providers are independent contractors and not employees or agents of ALIC. ALIC does not provide dental care or treatment and is not responsible for outcomes.

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Doctors Online powered by eDocAmerica

The fast, easy way to get health information from an online resource you can trust. You have 24/7 access to doctors, pharmacists, psychologists, dentists, dieticians and more by email or smartphone app. You’ll get treatment options and advice you understand. With Doctors Online, the doctor’s always in!

  • Responses within a few hours
  • Articles, videos and Health Encyclopedia
  • Weekly Health Tip emails from doctors
  • Healthy Lifestyle Assessments to monitor your health
  • Secure Personal Health Record
  • Unlimited, confidential services include your immediate family

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Long Term Elder Care

Give yourself peace of mind when caring for an elderly loved one. Specialists identify your needs, discuss options, put solutions in place and provide the ongoing support needed to maintain independence and quality of life. Online resources and advice over the phone help you plan and manage decisions that arise as your loved-ones age.

  • Save an average of 1% to 15% at thousands of home health agencies and assisted living facilities nationwide
  • Online resources include wellness assessments, caregiver advice and an information library

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Teladoc

73% of Americans have trouble receiving timely medical care without having to visit the emergency room. Help your members save time and money with 24/7 access to a doctor by phone or online video anytime, anywhere with no per visit fee. Doctors offer a diagnosis, treatment options and prescription, if medically necessary. By using Teladoc instead of going to an urgent care clinic or ER, members cut unnecessary out-of-pocket costs and time wasted in crowded waiting rooms.

  • On-demand healthcare—wherever, whenever
  • Treatment for common medical issues such as colds, flu, poison ivy, respiratory infections, bronchitis, pink eye, sinus problems, allergies, urinary tract infections and ear infections
  • 10 minute average doctor response time
  • Visits for all ages—from children to seniors
  • U.S. board-certified doctors with an average 20 years practice experience
  • Upon member request, Teladoc can share visit information with their doctor

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© 2019 Teladoc, Inc. All rights reserved. Teladoc and the Teladoc logo are registered trademarks of Teladoc, Inc. and may not be used without written permission. Teladoc does not replace the primary care physician. Teladoc does not guarantee that a prescription will be written. Teladoc operates subject to state regulation and may not be available in certain states. Teladoc does not prescribe DEA controlled substances, non-therapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. Teladoc physicians reserve the right to deny care for potential misuse of services.  Click here to view a Teladoc Access Map.

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MyEWellness.com

Get your fit on! Get stronger, lose weight and feel better with the tools you need to make wellness part of your daily life. You’ll enjoy personal workouts, health tips, health & wellness calculators, health risk assessments, links to thousands of wellness resources and more.

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Diabetic Supplies

Save 10% to 50% on diabetic testing supplies, and get a free fully-audible blood glucose meter with your first order. With the convenient online, pre-paid program, you receive discounted diabetic testing supplies shipped directly to your home. Services include:

  • Free shipping on diabetic supply packages
  • Tracking information updates via email or text
  • Annual testing program or purchase-as-needed options available
  • No prescription required for OTC testing supplies
  • 100% satisfaction guaranteed, or you get your money back

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Roadside Assistance

Stranded? Car trouble is no trouble. Roadside Assistance is there for you and your immediate family to help with a flat tire, lock-out, battery, collision and even towing—with coverage up to $80. They will even bring you fuel, oil, fluid and water 24/7!

Limit one service within 72 hours and five services per year. This is not an insurance product.

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Pet Care

To locate a provider, click here.

Caring for pets can be rrrrruff! Keep your pets happy and healthy with discounts on everything from toys and treats to boarding  and eats! You can save on doggy daycare, house sitting, veterinary services and more.

  • 25% off all in-house medical services at participating veterinarians
  • $50 credit to Rover.com for boarding, sitting and walking (new users only)
  • 15% off all purchases from PetCareRx.com, including prescriptions and preventatives
  • 24/7 Lost Pet Recovery Service, with pet tags for each enrolled pet

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Cost
$15* /mo.
$20* /mo.
* One-time application fee of $3.95.

Eligibility

  • Must be an LCBA member* as determined by Association records.

  • * Benefit Member or Non-Benefit Member


DISCLOSURES

This discount card program is NOT insurance, not intended to replace insurance, and does not meet the minimum creditable coverage requirements under the Affordable Care Act or Massachusetts M.G.L. c. 111M and 956 CRM 5.00. It contains a 30-day cancellation period. For a complete list of disclosures, please click here. | Limitations, Exclusions and Exceptions | Discount Plan Organization: New Benefits, Ltd., Attn: Compliance Department, PO Box 803475, Dallas, TX 75380-3475.

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Not available to KS, UT, VT or WA residents.

Life Insurance with a Conscience since 1890®.

That simple belief is what differentiates Loyal Christian Benefit Association (LCBA) from competitors. Yes, we sell insurance: Funeral Pre-Arrangement Funding Products, Traditional Life Insurance Plans, Tax Deferred Annuities and Medicare Supplement Products. But what makes LCBA different is we operate under the "common bond" of Christianity and return earnings from the sale of financial service products to our member customers and their communities in the form of member benefits, discount programs and scholarship opportunities.

Get connected with us on social networks!

LCBA


Founded in 1890 LCBA is a unique type of organization that provides the financial protection our members need, with the added benefit of helping those in need. We put our earnings back into communities and causes, not pockets.

Contact


PO Box 13005 | Erie, PA 16514

outreach@lcbalife.org

1.800.234.5222

1.888.382.2716

Live Chat