Final Expense Life Insurance


Since its inception in 1890, LCBA has provided life insurance for final expenses- these policies have smaller face amounts and are intended to provide money to pay for funeral and other expenses triggered by a person’s death.



Our final expense life insurance plan is designed to provide permanent protection for your family while allowing you to make payments for a limited number of years. Coverage is available for individuals 0-99 with limited underwriting requirements which means your policy is issued quicker and coverage starts sooner than most traditional whole life insurance plans. The premiums cannot change- they are guaranteed. This plan also gives you the ability to irrevocably assign your policy to our “LCBA Memorial Trust” which keeps you eligible for assistance programs. You can even select the funeral home you wish to handle your services.

For more information, CHAT WITH US or call 800-234-5222 to learn more!

Life Insurance with a Conscience since 1890®.

That simple belief is what differentiates Loyal Christian Benefit Association (LCBA) from competitors. Yes, we sell insurance: Funeral Pre-Arrangement Funding Products, Traditional Life Insurance Plans, and Tax Deferred Annuities. But what makes LCBA different is we operate under the "common bond" of Christianity and return earnings from the sale of financial service products to our member customers and their communities in the form of member benefits, discount programs and scholarship opportunities.

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Founded in 1890 LCBA is a unique type of organization that provides the financial protection our members need, with the added benefit of helping those in need. We put our earnings back into communities and causes, not pockets.


PO Box 13005 | Erie, PA 16514



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