LCBA Agency Products
Our Funeral Pre-Arrangement Funding Products are primarily
offered through agents affiliated with funeral homes in
Pennsylvania, Ohio, Kentucky and Florida. Our Traditional life
insurance and annuity products are offered in 35 states and the
District of Columbia through independent agents and our "in house"
LCBA Agency. The LCBA Agency was established to enable us to serve
our members with not only LCBA products, but virtually all of the
products available in the market today. Our goal at the LCBA Agency
is to provide you with the "Best, Right Solution to your needs".
LCBA recognizes the fact that often it is necessary or desirable
to pre-arrange a funeral and that often the need to fund those
arrangements is driven by the need to help qualify for Medicaid
benefits. Our pre-arrangement funding products can be irrevocably
assigned to meet Medicaid guidelines so your funds are protected
from Medicaid "Spend-down". We also see many situations where
individuals choose to make and fund their funeral pre-arrangements
as a "last gift" to the family, to avoid arguments between surviving
family members, or to make sure their funeral is done "their way".
