• Parent(s) must be an LCBA benefit member.
  • Newborn must be/have been a live birth.
  • $1,000 benefit provided if newborn dies less than 60 days after birth.
  • Guaranteed coverage option must be requested and coverage must be in effect prior to the newborn’s 60th day of life.
  • Guaranteed coverage is based on standard rates of permanent life insurance.

The member parent, if living, must be insured at least 90 days before the birth of the infant; or if not living must have been insured at time of his or her death.