This fraternal benefit provides two kinds
of protection for an LCBA Benefit or Agency
member or the spouse of the member. First,
we guarantee that your newborn can be
insured for up to $5,000, regardless of his
or her health. The second protection is
available when, and if, the most unfortunate
thing happens…your newborn child dies. If
this tragedy occurs, LCBA provides $2,500 to
help cover expenses.
- At least
one parent must be an LCBA Benefit
of Agency member.
must be/have been a live birth.
benefit provided if newborn dies
less than 60 days after birth.
Guaranteed coverage option must be
requested and coverage must be in
effect (applied and paid for) prior
to the newborn’s 60th day of life.
Guaranteed coverage is based on
standard rates of permanent life
Guaranteed coverage will not be
issued until after the newborn has
survived at least 16 days.
member parent, if living, must be
insured at least 90 days before the
birth of the infant; or if not
living must have been insured at
time of his or her death.